Helping Individuals Realise Ambitions Whilst Helping Educators Drive Enrollment

There’s no denying it, the more than €200m STAP funding had a massive impact on the learning & development market in the Netherlands. Some 1,000 training institutes registered to become eligible. Some of our clients made millions in the process.

Students Loved STAP

Many educators had major reservations about STAP. Yet those that went in early and all-out for it ... fared really well. That is because consumers loved the 'free' courses and couldn't get enough of them.

The Party is Over

An unintended consequence of the €1,000 subsidy, is that people expect that courses to be free or nearly free. Clearly that doesn't make for a sustainable business model. So now that the party is over, how can we entice students to pay a realistic price again for our courses?

Affordability is Key

If there is one thing we have learned from STAP, it is that affordability is key! Our STAP Replacement service makes learning much more affordable and lets educators tap into a 25X growth market. Want to know more? Just reach out to us.

Consumers tend to be well protected, and rightly so. Financial regulators are typically strict and regulations vary hugely per country. What payment options can an educator legally(!) offer in which country?

Offering Students Finance = Selling More

Payment options are available for just about everything. Frankly, at Finance4Learning we feel it’s best to borrow only for an investment delivering a proven return on investment.

Top investor Warren Buffett feel that investing in education is the best thing you can do. And we agree with that. Students who graduated from some of the bootcamps and training institutes we work with have done really well for themselves.

Target Countries?

Where is your school based and which countries do you target? Depending on the countries where your students are based, different payment options are available. To date, we have successfully supported educators in Europe, in North & South America and we seek expansion elsewhere.

Global Mix & Match

Mix & Match options include:

• Bank Lending
• Income Share Agreements (ISA)
• Scholarships
• Short & Medium Term Payment Plans

References

Please scroll to the bottom of the webpages to see references of organisations we have successfully worked with.

Everybody involved in admission of new students will recognise these 3 questions:

• Am I able for this course?
• What kind of job will I get upon graduation?
• How can I afford this course?

Ability

Students nor educators are happy when a course is too difficult for the student. Sure, it could and probably should be a challenging course, but it must be doable.

Assessment procedures vary per educator, but all are aimed at getting the right kind of student for the course to improve the odds of success.

Career

The days that an educator did not really worry about the success of the student upon graduation are over. Especially for more expensive training programmes, it’s of vital importance to support students in obtaining well-paid and rewarding career paths.

Affordability

Finance4Learning was founded to help you and your students when it comes to affordability. By making learning affordable, you drive sales and students are able to realise ambitions.

Gone are the days that involvement with students stops the moment they graduate. Mature students don’t choose a course, they choose an outcome. What career will I have and how do I get on the career ladder?

Focus on Outcomes

"It’s the economy, stupid!” is a phrase coined by former president Bill CLINTON. At the end of the day, people vote for those who can financially safeguard them. The same can be said about education. Many educators focus on learning itself. However, to most students, the course is 'just' a means to an end. Upon completion they hope and expect to land their dream job.

Career Advisors

Career advisors at educators, governments and outplacement agencies sometimes work for months on end with people to help them get a job.

If the career advisor deals with a significant number of people, the workload may become too much. How can you best support, motivate and track students? How can you provide insightful, timely and comprehensive reporting?

Outcomes Management Tool

The outcomes management tool provides career advisors with a clear overview of:

• Job Search Activity
• Outcomes Data
• Resume Bank
• Reviews Management

And students get students the tools they need to efficiently manage their job search and coach them on how to optimise their search process.

Stuck in a rut and need to really push business development to ensure you grow (again) and prosper? Need to develop new products, markets and/or learning methods and profitably implement them?

Digital Strategy

The impact of digital transformation cannot be underestimated. Technology has an amazing impact on the competitive landscape. Educators are confronted with e.g. digital marketing, digital selling, disintermediation, new international entrants to the market, new learning methods, shifting training content etc.

Strategic Cooperation

Potentially looking for strategic cooperation with others in the market? Considering selling your company? Or acquiring one or more?

A Wealth of Experience

For these and other issues it would make sense to work with us. We have a wealth of experience in business development and would gladly help you reach your business development objectives.

Inevitably, all organisations go through change. For instance the effect of COVID-19 might be such that significant action required. If so, it would be wise to obtain help from restructuring experts.

Experienced Restructuring Partners

Finance4Learning inter alia works with one of the largest independent restructuring specialists in the Benelux. Each year, hundreds of mid-market organisations are supported in sometimes extremely difficult circumstances.

Recommended by …

Partners we work with on restructuring projects typically come highly recommended by e.g. lawyers, M&A firms, special credit departments of banks and former clients. No nonsense, practical and lots of integrity.

Utmost Confidence

We are acutely aware that even talking about restructuring is a very sensitive issue. Rest assured will be handled with the utmost care and in total confidence.

If you’re not comfortable filling out the form below, then just call us via one of the numbers provided in the footer of this page.

The StudentFinance options offered have been implemented in dozens of countries throughout Europe and the Americas. Currently expanding further into EMEA and APAC.

Digital Origination

Offering digital origination of custom payment plans, loans, ISAs and/or scholarships. Defining application flows for students and cosigner(s) including underwriting criteria, data, biometrics and/or document verifications, automated contract generation and e-signatures.

Loan Servicing

Students log-in to access an updated payment schedule as well as payment gateways, automated statements, SMS, emails and telephone communication.

Colleges, universities, foundations, schools and training institutes get real-time dashboards with applicant progress, portfolio performance and automated reporting.

References & Stats

• 80% of students couldn’t pay for their studies without financial aid
• For 56% of students our solution was their only possible financial aid option
• “… have doubled the number of students enrolled in our courses”
• “… offer loans and payment plans to students around the world.

Use our Lending-as-a-Service Technology to:

• Avoid hiring additional staff
• Ensure no tech needs to be developed
• Launch student financing programs
• Offer white label custom payment plans, ISAs, loans, …

White Label Loan Origination

Offering digital origination of custom payment plans, loans, ISAs and/or scholarships. Defining application flows for students and cosigner(s) including underwriting criteria, data, biometrics and/or document verifications, automated contract generation and e-signatures.

Loan Servicing

Borrowers have a log-in with an updated payment schedule and as well as payment gateways, automated statements, SMS, emails and telephone communication. Lenders get real-time dashboards with applicant progress, portfolio performance and automated reporting.